See your monthly SIP grow.
Drag the sliders and watch your future value, returns and growth chart update live.
Invested
Est. returns
Future value
Future value
₹50,45,760
- Invested₹18,00,00035.7%
- Returns₹32,45,76064.3%
The compounding effect
Your money earns returns on your returns - the longer you stay invested, the steeper this curve gets.
That's just
About ₹333/day set aside. Small habits, large outcomes.
Returns vs effort
Over 15 years, your money does ₹32.46 L of the work for you - without any extra effort.
A Systematic Investment Plan (SIP) is a way to invest a fixed amount every month into a mutual fund. Instead of timing the market, you average out your purchase price across ups and downs - a strategy known as rupee-cost averaging.
The magic ingredient is compounding. Each month's investment earns returns; those returns earn their own returns. Over 10–20 years, this snowballs dramatically - which is exactly what the chart above visualises.
A note on assumptions: we use a constant annual return for simplicity. Real markets are lumpier - but historically, equity SIPs in India have delivered 10–13% over long horizons.