Your money, at a glance.
Health score, AI insights, loan progress and investment forecast - updated live as you adjust the numbers.
Your financial dashboard
A few habits could move the needle.
Updated live as you adjust the inputs below. Saved on this device only.
Health score
50
Needs work
EMI burden
/100
43% of income
Savings rate
/100
Living paycheck-to-paycheck
Emergency
/100
4.4 months
I have an active loan
Monthly EMI
SIP corpus (proj.)
Monthly savings
Debt-free in
₹2,07,819 repaid of ₹50,00,000
4.2%
Remaining balance
₹47.92 L
Interest paid
₹8.34 L
EMIs paid
24
EMIs left
216
Invested
₹36.00 L
Returns
₹1.14 Cr
Future value
₹1.50 Cr
Your monthly outgoings exceed income
You're running a monthly deficit. Map every category in expenses for one month - most surprises hide in subscriptions, eating out and impulse buys.
EMIs are 43% of income - getting tight
Most planners suggest keeping total EMIs below 40% of take-home pay. Avoid taking on additional credit until this drops.
You've paid ₹8.34 L in interest so far
Early-loan EMIs are interest-heavy by design. Even small prepayments now have outsized impact - they reduce future interest dramatically.
Try prepaymentYou'll be debt-free by May 2044
Mark this date. Adding even ₹2,000/month as prepayment can pull this forward by years - try the planner.
Plan prepayment
5 Jun 2026
₹9,447 principal · ₹33,945 interest
₹43,391
5 Jul 2026
₹9,513 principal · ₹33,878 interest
₹43,391
5 Aug 2026
₹9,581 principal · ₹33,810 interest
₹43,391
Healthy financial score
Strong financial score
25% loan repaid
Half-way to debt-free
75% loan repaid
3-month emergency fund
Unlocked6-month emergency fund
Projected ₹1 Cr SIP corpus
Unlocked
Adding even ₹2,000/month could shave years off your loan.
Run the numbers in the prepayment planner - takes 30 seconds.